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Mortgage Partnership Finance

The MPF® Program combines the credit expertise of community lenders with the funding and hedging expertise of FHLB Des Moines creating a unique partnership resulting in a more competitive, economical and efficient method of financing residential mortgages. Under the MPF Program, the Bank purchases qualifying conventional loans and government insured loans with various risk sharing arrangements, while Participating Financial Institutions (PFIs) continue to manage all aspects of the origination process and customer relationship.

With a number of MPF products and servicing related options available to meet the mortgage financing needs of Bank members, the MPF Program provides the strength and reliability members need to continue to meet the housing finance needs of the communities they serve. Discover the benefits of the MPF Program by visiting the MPF website or by contacting your Vice President/Member Solutions

“Mortgage Partnership Finance,” “MPF,” “eMPF,” and “MPF Xtra” are registered trademarks of the Federal Home Loan Bank of Chicago. The "MPF Mortgage Partnership Finance" logo is trademarked by the Federal Home Loan Bank of Chicago.


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